Unit 12 Negotiable instruments

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negotiable instrument
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"dokument zbywalny", a'la papier wartościowy, taki, który reprezentuje prawo do zapłaty
negotiable instrument
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any document which represents an intangible right of payment; not subject to the nemo dat rule
promissory note
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weksel własny, formal written document which contains uncoditional promise to pay a certain sum of money
by the maker to the order of a named person or to the bearer of the document.
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by the maker to the order of a named person or to the bearer of the document.
certificate of deposit
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certyfikat depozytowy, a bank's written ackonwledgment of a deposit and a promise to pay the
depositor to his order or to other person on that's person order
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depositor that his order or this other person on that's person order
cheque
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czek
prescribed by law
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przypisany prawem, uregulowny prawnie
endorsement
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indos (transfer prawa poprzez złożenie podpisu)
transfer by endorsement
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przeniesienie w drodze indosu
transfer by delivery
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przeniesienie w drodze przekazania (gdy pap wart na okaziciela)
subject to the nemo dat rule
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pod zastosowaniem zasady nemo plus iuris
hold title
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posiadać prawo
transferor
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osoba przekazująca prawo
transferee
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osoba nabywająca prawo
alienability
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zbywalność
the maker
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wystawca weksla
pay a sum of money to the order of a named person
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zapłacić kwotę pieniężną na żądanie wskazanej osoby (weksel imienny)
pay a sum of money to the bearer of the document
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zapłacić kwotę pieniężną okazicielowi dokumentu (weksel na okaziciela)
bona-fide purchaser for the value
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bona fide purchaser for the value
promisory note irrespective of the right which belonged (
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promisory note irrespective of the right Which Belonged (
holder in due course (HDC)
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nabywca w dobrej wierze, a person who in good faith acquire rights ilustraded by promisory
note irrespective of the right which belonged (or not) to the transferor
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note irrespective of the right Which Belonged (or not) to the transferor
debenture
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security over all assets of the company, most common form of long-term loan used by comapnies in UK; its repayable at a determined date in the future
naked debenture
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unsecured debenture, when there is no assets to secure on
bill of exchange
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weksel trasowany, a third-party instrument written and signed by the drawer ordering the drawee to pay to a third person (the payee) a sum of money on demand demand or at a fixeed or determined future time
repayable
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spłacalny
repay
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spłacić, oddać, odpłacić
the drawer
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wystawca weksla trasowanego
the drawee
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trasat w wekslu trasowanym (bill of exchange)
the payee
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osoba uprawniona z weksla trasowanego (bill of exchange)
cheque
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a form of bill of exchange, but printed on a form, drawn on a bank and payable on demand
letter of credit
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gwarancja bankowa, a document issued by bank to a third party at the request of an applicant,
instructing the bank to pay a certain amount of money to the beneficiary once certain coditions stated on the document are
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instructing the bank to pay a Certain amount of money to the beneficiary once Certain coditions stated on the document are
meet conditions
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sprostwać warunkom, spełnić wymagania
payable to the order of
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płatne na żądanie
payable to the bearer of
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płatne na okaziciela
issuer
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bank jak wystawca gwarancji bankowej (letter of credit)
beneficiary
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beneficjent gwarancji bankowej
applicant
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klient banku wnoszący o wystawienie gwarancji bankowej
endorse
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zatwierdzać, podpisywać
interest
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odsetki (the cost paid by the borrower for the use of money borrowed)
principal
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kwota główna, w odróżnieniu od odsetek (amount of money borrowed from a lender)
principal
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główny, istotny
outstanding
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kwota (lub coś innego) pozostająca do spłaty/wykonania
due
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wymagalny (a debt is due when the date is reached when it must be paid)
accrue
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akumulować, wzrastać (o odsetkach when interest accumulated, grows, increases)
maturity date
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data wymagalności (is a date when a debt becomes due for payment)
instalment
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rata (one of a series of payments made at intervals over a period of time)
pay in instalments
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płacić w ratach
conduct transactions by electronic means
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przeprowadzać transakcje za pomocą środków elektronicznych
define the term
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definiować pojęcie
act applies to
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akt znajduje zastosowanie do
act provides
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akt zapewnia
act contains provisions governing
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akt zawiera regulacje, postanowienia dot.
principal
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mocodawca, zleceniodawca (nie princiPLE!!!)
agent
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zleceniobiorca w umowie zlecenia
upon request
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na żądanie
on demand
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na żądanie (inaczej upon request)
monetary
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pieniężny
unpaid
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niezapłacony
incur costs
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ponieść koszt
satisfy requirements
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sprostać wymaganiom (też meet, fulfil)
impose
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narzucać, nakładać, wymuszać
under Article 3 of the Act
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na podstawie, w myśl art. 3 ustawy
in writing
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na piśmie
have control of
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mieć kontrolę nad
employed for evidencing sth
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zaangażowany dla ewidencjonowania, dokumentowania czegoś
in such a manner
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w trybie, wedle wytycznych
copy of
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kopia czegoś
provided in article
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zgodnie z artykułem
lawful money
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prawny środek płatniczy, waluta danego kraju
legal tender
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prawny środek płatniczy, waluta danego kraju
payments shall be made in lawful money of US
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zapłata winna być realizowana w walucie US

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