Business English Communication

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Question English Answer English
to be broke
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to have no money
to be skint
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to have no money
to be rolling in sth
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to have a lot of money
to make ends meet
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survive financially
to be a bit tight
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not good
to be strapped for cash
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to need cash and have very little
to bounce
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to refuse to pay sth
to make out to
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to written out/ to fill in
to put/stick on/ charge to
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to attach to
APR
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annual percentage rates of interest
to expire
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not valid after some date
credit card fraud
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illegal use of smn's card or account
charge card
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card where debt have to be paid back each mont
store card
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credit card issued by a store/shop for that store
lump sum
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a single, large sum
golden handshake
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a big amount of money paid when you're leaving a job
endowment
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combination of insurance and savings plan paid out after fixed period
life-savings
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money saved over many years
share portfolios
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combination of stock and shares of diffrent kind
premium
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an amount of money you have to pay each mont or year for an insurance policy
loan shark
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a person who lends money at extremely high interest to a people in financial difficulty
excess
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an amount of money you have to pay to a certain level to make an insurance claim
health cover
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insurance against illness
pension plan
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a scheme to provide you with money when you retire
to be on the breadline
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to be very poor
to live in the lap of luxury
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to live at an extremely high level because you have a lot of money
well of/ well-to-do/ well-heeled
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having a lot of money
to spend money like water
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to spend too much money, often without thinking about it
to tighten your belt
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to spend less than you did before because you have less money
overdraft
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when you don't have money on card but you can still bout sth if ou will pay it back,
return
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sth brought or sent back
bank loan
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bank lends you some amount of money on which interest are calculated, lent for a fixed period
debt
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when you owe money to someone
liabilities
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company's debts
transfer
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movement of money from one account to another
cheque
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a bill of exchange drawn on a bank by the holder of a current account
depositor
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someone who put money in an bank account
liquidity
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the quality of being readily convertible into cash
spread
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differential
customer
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smn who buys goods or services
deposit
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sth, such as money, that is entrusted for safekeeping, as in a bank
to optimize
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to plan or carry out with maximum efficienty
standing order
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an instruction to a bank by a depositor to pay a stated sum at a regular interval
to withdraw
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to take out
rebate
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a return of surplus
subsidy
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when a person or government give money to another person or organization for their organization financial assistance given to another person
aid
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the act or result of helping
fees
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a charge for professional services
instalment
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one of a number of successive payments in settlement of a debt
reserves
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sth kept back or saved for future use or a special purpose
fund
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to provide money for paying off the interest or principal of a debt
creditor
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smn to whom money is owed
dividend
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A share of profits received by a stockholder or by a policyholder in a mutual insurance society
interest
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the income received by someone who lend money
principal
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a sum of money owed as a debt upon which interest us calculated
yield
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an income, profit of sth
payment
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the act of paying or state of being paid
direct debit
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regular payment (diffrent amount every month)
outstanding order
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regular payment (the same amount every month)
to make a killing
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to earn a lot of money very easily
to be a money spinner
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to be in a successul way of making money
to pay through a nose
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to pay a lot of money
a rip-off
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when sth is noth worth money it was paid for it
a small fortune
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a lot of money
to pick up the tab/bill
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to pay for sth, often when it is not your responsibility
to be at a considerable price
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by sacrifing a lot or by doing sth unpleasant in order to get it
to put paid to
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to stop smn from soing sth they were planning to do
to pay the price for
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to experience the unpleasant consequences of sth
bonus
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money for achieving good results
minimum wage
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a lowest amount/salary paid by the employer for a specified job
pay-roll
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a list of emplpyees receivings wages or salaries
double time
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a rate of pay as for overtime job, that is twice the regular rate
overtime
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payment for additional hours/work done outside of reglar working hours
remuneration
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pay (wynagrodzenie)
time and a half
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when you work extra hours and you are paid for that hours one and a half times at the regular rate
pay differentials
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difference in pay
salary
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money paid monthly by employer
wage
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money paid weekly by emploier
incentive
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sth that induces action or motivates effort (zachęta)
pay scale
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a range of different amounts paid for a particular type of work
pension
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money paid to a retired person
account
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a record of some reckoning
current account
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account where you can do transactions every day
to lend
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to give sth to smn for some time, sth that has to be returned

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