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Question		Answer
account statement start learning		summary of account activity (transactions) during a certain period
acquisition start learning		a company purchasing most of another company"s shares to gain control
apply for an overdraft start learning		when you apply to withdraw money from your acount despite not having enough money for it
ATM / cash dispenser start learning		machine that dispenses cash or other services with a bank card inserted
bank deposit / to deposit start learning		adding, transfering money to your account
bank transfer start learning		transfering money from one bank account to another
bank's assets start learning		everything the bank owns
bank's liabilities start learning		everything the bank has to pay for
banknote / bill start learning		paper money with a particular value
bid-offer spread start learning		the difference between the price at which you can buy a share and the price at which you can sell it
blue chips start learning		well-established, recognizable and generally trusted company
bondholder start learning		the owner of the issued bond
brokerage company / house / services start learning		institiutions that act as a middleman in faciliating transactions
cash flows start learning		the total amount of money transferred into and out of business
collateral start learning		acts as a security or guarantee for a debt
convertible shares / bonds start learning		it can be converted into a different security
corporate bonds start learning		issued by a corporation
coupon of a bond start learning		the amount of interest it pays
credit start learning		money available in the banking system
credit crunch start learning		a massive reduction in the amount of credit available
credit rating / standing start learning		an estimate of the ability to fulfill financial commitments
creditworthiness start learning		the extent to wchich someone is suitable to recieve financial credit, based on the past financial activities
creditor start learning		the person to which the money is owed
currency start learning		a system of money in general use in a particular place
current / checking aacount start learning		an account from which you can withdraw money without notice
debt financing start learning		raising money by selling debt instruments to investors
debt instruments start learning		tools an entity utilizes to obtain cpaital
debtor start learning		an entity that owes money
default on payment start learning		unable to make payments to the creditor
depositor start learning		a person that keeps money in a bank
direct debit start learning		allowing someone else to collect the money from your account, usually regularly
discount instruments start learning		money market instruments issued at a value less than their face value
divestitures start learning		selling off subsidiary businesses interests
down payment start learning		the initial payment, paid before the rest
equity finance start learning		raising capital through the sale of shares
fallen angel start learning		initially given an investment-grade rating, reduced to junk bond status
fees start learning		paying fixed amount of money
commisions start learning		paying a percentage from the transaction
foreign exchange start learning		currency from another countries
gilts / gilt-edged stock start learning		high grade bond (british term)
growth start learning		the change in company's earnings overtime
high-yield bonds start learning		(junk bonds) - high interest rate but low credit rating
inflation rate start learning		the rate of price increase, resulting in money losing value
interest start learning		money paid regularly at a particular rule for the use of money lent
interest rate start learning		the cost of borrowing money, the percentage of the loan paid by the borrower
intermediary start learning		link between people to help them reach an agreement
investment bank start learning		acts as an intermediary
investment funds start learning		a pool of capital that investors collectively pay into, to invest in stocks
investment-grade bonds start learning		low risk and high credit rating
investor start learning		a person that puts money into financial schemes to gain profit
issue currency / share / bonds start learning		the process in which an entity creates and make it available
junk bonds start learning		high interest rate, low credit rating
lender of last resort start learning		institution that lends money in difficult situations
liquidity start learning		ability to allow assets to be sold and bought easily and quickly
market maker start learning		market participant that buys and sells large assets to ensure financial markets run smoothly
maturity / redemption rate start learning		the longevity of a financial instrument
Monetary Policy Council start learning		the institution that decides on monetary policy and assesses the curent condition
money in circulation start learning		physically used money in a country
money market start learning		highly liquid, short-term debt security
money supply start learning		the amount of money in the economy
municipal bonds start learning		issued by governmental entities to raise money for, for example, infrastructure funding
non-investmen-grade-bonds start learning		low quality, issuer may defualt
output start learning		the quantity of goods produced in a given time by a firm
par / face / nominal value of a bond start learning		the amount repaid to the bondholder at maturity
pension fund start learning		pension fundmoney from people who work to pay pensions
principal of a loan start learning		the amount of capital making up a loan
property / real estate start learning		property consisting of lands and buildings
trading securities start learning		investments in debt or equity actively traded for profit
quote bid and offer prices start learning		offer the price of selling and buying
redeem bonds start learning		full repayment of the principal and the interest owed
reserve requirement start learning		the amount of fund that bank is required to hold to meet liabilities
savings account start learning		an account that allows you to deposit money and gain interest
securities start learning		financial instruments issued by an entity giving ownership rights to some type of financial value
securities account start learning		holding securities on behalf of the investor
securitization start learning		financial assets pooled together, converted into securities and sold to investors
supply and demand start learning		the amount of commodity and the desire to buy it
spread / margin start learning		the difference between the amount of money borrowed and value of collateral
standing order start learning		a bank transfer that is fixed and constant
stockbroking start learning		buying and selling stocks for clients
stocks / shares / equities start learning		a part into which capital is divided, entitling the holder to a portion of profit
takeover start learning		buying out of one company by another
to raise capital start learning		approaching existing investors for equities or a debt
to underwrite a stock issue start learning		taking financial risk for a fee
tradable / negotiable / saleable instruments start learning		financial instruments that you are allowed to trade
Treasury bills start learning		issued at a discount, no yield, short-term
Treasury bonds start learning		long-term, periodict interest, up to 20 years
Treasury notes start learning		fixedi nterest rate, 2 to 10 years
underlying instrument start learning		the security on which a derivative contract is based upon
underwriter start learning		pledges to buy all the unsold shares
yield / rate of return start learning		the rate of profit investor recieves from a security
zero-coupon bonds start learning		deep discount but no interest
hedge fund start learning		a type of actively managed fund that focuses on high risk high return investments

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