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banking
banking
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Question
Answer
odwrócona hipoteka
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reverse mortgage
realna stopa procentowa
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real interest rate/ effective interest rate
akceptant/przyjemca karty platniczej
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merchant
agent rozliczeniowy
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acquirer
płatność zbliżeniowa
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proximity payment/ contact-less payment
przetwarzanie bezpośrednie (STP)
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straight- through processing (STP)
przelew
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credit transfer
prowizja
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commission
opłata
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fee
dopuszczalne saldo zadłużenia
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offered overdraft
bankructwo, upadlosc
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bankruptcy
egzekowanie prawa
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execution / enforcement
nadzór bankowy
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banking supervision or oversight
asymetria informacji
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information asymmetry
płatności o niskiej wartości/ niskokwotowe
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low value payments
płatności o wysokiej wartości
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high value payments
platnosci bezgotowkowe
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cash less payments
Średnia ważona
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weighted average
upadlosc konsumenta
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personal/consumer bankruptcy
udostepnianie inf kredytowej lub raportow kredytowych
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exchange, sharing or disclosure of credit reports
wspolna marka
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co-branding
Kredyt hipoteczny
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mortgage loan
koszty przemiesienia rachunku bieżącego
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current account switching costs
polityka cenowa
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pricing policy
współzależność
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correlation or relation
cykl koniunktury
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business cycle
zmowa cenowa
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price collusion
zmowa
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collusion
nadużycie zbiorowej pozycji dominującej
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abuse of collective dominance
działalność depozytowo-kredytowa
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credit and debit activity
zasada wspoldzielczosci
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one man one vote principle
uwolnienie kapitału
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capital relase
ludność aktywna/czynna zawodowo
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economically active population
uporczywe zwlekanie z platnoscia
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payment deliquency
niewykonanie platnosci
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payment default
klient indywidualny
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consumer
małe i średnie przedsiębiorstwa
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small and medium-sized enterprises
instytucja kredytowa
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credit institution
instytucja finansowa
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financial institution
pożyczka i kredys dla osob fizycznych
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personal loan
pożyczki dla MŚP
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sme loans
banki detaliczne
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retail banks
banki oszczędnościowe
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savings banks
banki spółdzielcze
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cooperative banks
rejestry inf kredytowej
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credit registers
wpływy brutto, dochody
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gross income
pkb
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gdp (gross domestic product)
jednolity obszar płatniczy w euro
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sepa (single european payment area)
system płatniczy
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payment system
system rozliczeń i rozrachunków
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clearing and settlement system
automatyczna izba rozliczeniowa
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ach automatic clearing house
system rozliczeń brutto w czasie rzeczywistym
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rtgs real time gross settlement system
system netto
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netting system
platforma kart płatniczych
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payment card framework
wejście na rybek z budowa instytucji od podstaw
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greenfield entry
wejscie na rynek poprzez przejecie innych instytucji
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portfolio investment
oferta pakietowa/ sprzedaz wiazana
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blending
wiązanie sztywne (brak mozliwosci oddzielnego nabycia)
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tying
rotacja/ migracja/ odplyw klientow
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churn
reguly ostrożności nadzoru bankowego
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prudential rules
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