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Lektorat 6 (09.11)
Lektorat 6 (09.11)
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Question
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pożyczać od kogoś
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borrow from
pożyczać komuś
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lend to
pożyczkobiorca
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borrower
pożyczkodawca
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lender
umowa kredytowa/pożyczki
start learning
loan contract
kwota
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amount
okres kredytowania/pożyczki
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lending periods
zasilić konto
start learning
to credit an account
oprocentowanie, stopa procentowa
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interest rate
stała stopa procentowa/oprocentowanie stałe
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fixed interset rate
zmienna stopa procentowa/zmienne oprocentowanie
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variable interest rate
spłacać
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repay
spłata
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repayment
spłacać
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pay back
spłacić do końca
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pay off
harmonogram/plan spłat
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repayment schedule
rata
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installement
odsetki
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interest
kapitał (całość) + odsetki
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principal + interest
nie uregulować płatności
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default
przestać spłacać pożyczkę
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to default on a loan
spóźniony płatnik
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late payer
karne odsetki
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penalty interest
odsetki umowne/zgodne z kontraktem
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contractual interest
odsetki ustawowe/ustalone przez państwo
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statutory interest
podatek
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tax
data zapadalności (do tego dnia trzeba spłacić pożyczkę)
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maturity date
dojrzały produkt, popularny, taki który wszyscy mają
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mature product
żyrand/gwarant/poręczyciel/współsygnatariusz
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guarantor/co-signer
wspólnie podpisać
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to co-sign
zabezpieczenie (finansowe)
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collateral
przejąć (np. zabezpieczenie w przypadku nieterminowych spłat)
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take over
zabezpieczone/pewne
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secure
niezabezpieczone/niepewne
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insecure
papiery wartościowe zabezpieczone hipoteką
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mortgage-backed security
opinia o nas, jako o kredytobiorcach/ocena zdolności kredytowej
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credit rating
historia kredytowa
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credit history
zdolność kredytowa (rzeczownik)
start learning
creditworthiness
zdolny kredytowo (przymiotnik)
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creditworthy
sytuacja finansowa
start learning
financial standing/financial condition
portfel
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portfolio
portfel inwestycyjny
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investment portfolio
struktura kredytowa/ile bank komuś pożyczył
start learning
credit portfolio
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