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Question		Answer
sums of money paid by a customer for a bank’s services start learning		bank charges
the job of keeping a record of money that has been spent or received by a business start learning		bookkeeping
money which is immediately available start learning		cash
the maximum amount of money a bank will allow you to borrow start learning		credit limit
calculation of someone’s ability to pay back money which they have borrowed start learning		credit worthiness
someone who owes money start learning		debtor
system of buying debts for less than they are worth and then obtaining payment for them from debtors start learning		factoring
amounts of money that regularly have to be sent start learning		outgoings
amount of money that a bank customer with an account is temporarily allowed to owe the bank start learning		overdraft
operating a business while not having enough money to pay creditors and employees start learning		overtrading
amount which is less than the level that was expected or needed start learning		shortfalls
things that limit your freedom of action start learning		constraints
without official permission start learning		unauthorised
charges which are used to punish someone start learning		punitive (bank) charges
to a level which is more than necessary or reasonable start learning		undue
in advance start learning		upfront
late start learning		overdue
organised start learning		Sound
reasons for something bad start learning		root cause
able start learning		In a position
am very sorry start learning		Deeply regret
awkward problem start learning		Unpleasantness
good for both of us start learning		mutually profitable
more start learning		further
pay what you owe to start learning		settle your account with
promised start learning		assurred
satisfied start learning		complacent
quick start learning		prompt
said start learning		indicated
soon start learning		shortly
unpaid start learning		outstanding
waiting for start learning		awaiting
Things such as medical insurance that employees receive in addition to money start learning		Benefits
An idea or theory on which a statement is based [assumption] start learning		Premise
Pay a debt completely [repay] start learning		Discharge a debt
People such as employees, customers or citizens who are involved with an organization and therefore have an interest in its success start learning		Stakeholders
Richer start learning		Better off
Try very hard to make something happen start learning		Strive for
Fail to reach a desired standard start learning		Fall short
Indirect results of other events or situations start learning		Knock-on effects
is used to emphasise that something is good in a bad situation? - start learning		at least
is used to emphasise that you mean exactly what you are saying and nothing more? start learning		merely
is used to indicate what should happen, but in fact does not? start learning		supposedly
means ‘at the same time’? start learning		all the while
means ‘for this reason’? start learning		thus
means ‘taking everything into account’? start learning		all things considered
says ‘I’m going to express something complicated in an uncomplicated way’? start learning		simply put
signals that the sentence which follows will express some bad effects of a situation? start learning		unfortunately
buying new companies start learning		acquisitions
continuing for a long time start learning		sustained
so satisfied with our abilities or situation that we feel we do not need to try any harder start learning		complacent
using, exploiting for our benefit start learning		leveraging
a varied or mixed presence or operation start learning		a diverse footprint
the combined power of groups of things when they are working together which is greater than the power achieved by each working separately start learning		synergies
Increased suddenly and greatly start learning		Surged
Average of the prices of the stocks of the 100 largest companies on the London Stock Exchange start learning		FTSE
Exceeded start learning		Topped
Making other people work hard start learning		hard-driving
Meetings where information and instructions are given start learning		Briefings
Group start learning		Clutch
Produce success start learning		Pay off
Acquire a wider range of customers start learning		Broaden our customer base
on the 1st and 15th of every month start learning		fortnightly
situated in start learning		based in
it’s possible you’ve seen this in specialist journals start learning		as you may have read in the trade press
the way it was designed at first start learning		in its original form
“because of” <- our favourable sales forecasts start learning		due/owing/thanks to... our favourable sales forecasts
can now also start start learning		are now also in a position to begin
planning to achieve that aim or purpose start learning		with that objective in mind
being developed start learning		in the pipeline
with the intention of start learning		with a view to
to achieve a corporate objective (2) start learning		global ambitions, move upmarket
to achieve economies of scale (2) start learning		cut costs, move a lot of product
to reach richer customers (2) start learning		affluence, spending power
to confront their competitors (2) start learning		undercut the competition, wage the price war
to expand their sales areas (2) start learning		go into a whole new area, spread risks
to respond to an invitation (2) start learning		an approach, write to accept
to maintain sales levels (2) start learning		keep to targets, meet targets
to take advantage of an opportunity (2) start learning		an opening, a gap in the market
strong competition start learning		Cut-throat, fierce rivalry
difficult to communicate with local managers start learning		Language problems, hard to get our ideas across
difficult to recruit high-calibre personnel start learning		Problems finding top-quality employees, good staff
adapt to local working methods start learning		Change the way we work, accept their way of doing things
change the packaging of our products start learning		Adapt appearance, change the packet
make a large capital outlay start learning		Invest heavily, spend a lot of money
need a different advertising message start learning		New publicity, new promotional material
need help from a local firm start learning		Seek a local partner, get assistance
useful start learning		Productive
a complete waste of time start learning		Totally unproductive
talk about the matter in hand start learning		Stick to the point
digressing start learning		Wandering off the point
misunderstand what someone was trying to say start learning		Miss the point
take longer than scheduled start learning		Run over time
express their opinion start learning		Make their point
results start learning		Outcomes
evaluate start learning		Assess
[wywierać zróżnicowany wpływ, kształtować na wiele sposobów] start learning		develop a diverse footprint
is abundance of money, property, and other material goods; riches; wealth. · an abundant supply, as of thoughts or words; profusion. start learning		affluence
charges less than its competitors to attract customers. It increases market share with prices that consistently ______ the competition. start learning		undercut
to assign the time start learning		to allot the time

C1 English - S2 - Vocabulary

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