B2 business

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Question American English Answer American English
claimant
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a person or a company that requests or receives payment for an accident, illnes etc.
litigation
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the process of taking a case to a court of law so that a judgement can be made
tenant
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tenant ?
a person who pays rent for the use of land or a building
whistleblowing
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the act of an employee exposing an employer's wrongdoing to outsiders
double-edged sword
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a situation which has both negative and positive sides
forensic accaunting
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an area of accounting that uses accounting, auditing, and investogative skills to conduct investigations into theft and fraud
law enforcement agency
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an organization such as the police whose job is to make sure people are not braking the law
tax evasion
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the use of illegal methods to pay less tax or pay no tax at all
tax avoidance
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the act of reducing taxes in ways that are legal
assets
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money or property that a person or company owns
utilities
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services needed to make a house or apartment functional such as the supply of water, electricity etc.
assets
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majątek/aktywa
financial assets
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aktywa finansowe (obligacje, akcje, udzialy)
interest rate
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stopy procentowe
the flow of credit
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przepływ kredytu
volatile
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zmienny, nieprzewidywalny
lenders
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pożyczkodawcy/kredytodawcy
borrowers
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pożyczkobiorcy/kredytobiorcy
the principal
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suma nominalna, wartość nominalna
interest
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odsetki
liability
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zobowiązanie
to settle a transaction
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uregulować transakcję
assets and liabilities
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aktywa i pasywa
income
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dochód
creditworthy
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posiadający zdolność kredytową
collateral
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zabezpieczenie (kredytu, pożyczki)
swings
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wahania (na rynku/nastroju)
to allocate resources
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przydzielać zasoby, przeznaczać środki
a severe recession
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ostra recesja
a financial bubble
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bańka finansowa (określenie różnicy między wartością fundamentalną aktywu a jego ceną rynkową- nieuzasadnione kupowanie papierów wartościowych)
treasury bonds
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obligacje skarbowe
to offset sth.
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zrównoważyć coś
to raise taxes
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podnieść podatki
deleveraging
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proces zmniejszania stosunku swojego zadłużenia do kapitału własnego, delewarowanie
cut in spending
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cięcie wydatków
debt ratio
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wskaźnik zadłużenia
a lever
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dźwignia
to scramble for sth
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walczyć o coś, rzucić się na coś
to draft (a contract, a proposal etc.)
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to write down a document for the first time, including the main points but not all the details
to draw something up
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to prepare something, usually something official, in writing
to award something
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to give something valuable
to break a contract
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not keep or not fulfil the conditions of a contract
to cancel a contract
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to rescind, officialy give up a contract
to enter into an agreement/ a discussion
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to start to become involved in something
to renege on a contract/ a deal
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to fail to keep a promise or an agreement
to undertake to do sth
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to do something that will take a long time or be difficult
in accordance with
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in agreement with a rule or request
the terms of contract
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the conditions that are part of an agreement or arrangement
deemed
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considered as
to comply
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to obey the rules
irrevocable
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impossible to change
hereinafter
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later in this document
hereby
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a formal way of saying 'as a result of this'
lapsed
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expired, voided, terminated
extension
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an increase in the period of time during which something is effective
a legally binding contract
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an agreement that cannot be legalky avoided or stopped
warranties
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guarantees made by a seller that an article, good or service will confirm to a certain standard or will operate in a certain manner
to enforce sth
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to make people obey a law, or to make a particular situation happen or be accepted
a penalty cluase
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part of a contract specyfing what will happen if an agreement is broken
to constitute
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if something constitues something else, it is considered to be that thing (stanowić)
breach of contract
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a failure to perform, as promised, at the time the performance was due
an out-of-curt settlement
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agreed without involving a trial in a law court
beyond approach
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that cannot be criticised
reproach
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criticism of someone, especially for not being succesfull or not doing what is expected (wyrzut, zarzut)
part and parcel of sth
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an essential part of sth, sth that cannot be avoided
litigation
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legal proceedings, lawsuit
insider trading
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the crime of buying or selling shares in a company using information that is available only to people working with that company
an insider
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someone within an organization or group who knows all the things happening in it
money laundering
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hiding the origin of money obtained from illegal activities by putting it into legal business
conspiracy
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the activity of secretly planning with other people to do something bad or illegal
corruption
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illegal, bad, or dishonest behaviour, especially by people in positions of power

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